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"WOW"
"Our time on the market with you was a treat, even in this market. We always felt that your team was on top of every detail of the process and that we were in very good hands. We sincerely felt as though we were your only customer, and yet we know how truly busy you all are. It is still a mystery to us how you were able to make us feel so important and yet do such large volume business in our area. It is the perfect blend of experience and service. The initial pricing strategy with Carol and Kathy was incredibly detailed, well researched, acurate and focused. The showing and marketing process with Kathy was professional, positive and energetic. Your administrative staff who took our calls always made us smile with their genuine enthusiasm; and the closing was extremely well orchestrated and managed by Cathe. you all took the weight of the world off our shoulders".
Michael & Dina Townsend, Sellers
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
What is the highest altitude hotel in the world?
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| A |
The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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- NUMBER1EXPERT™ 
