South Burlington real estate VT, Essex Junction real estate and Williston real estate, home listings and homes for sale in Vermont, Luxury homes and Townhome Villas, Waterfront Homes - The Carol Audette Team, REALTOR® The Carol Audette Team REALTOR(r) for South Burlington, Essex Junction and Williston, Vermont real estate, Luxury homes and Townhome Villas, Waterfront Homes - NUMBER1EXPERT™ The Carol Audette Team NUMBER1EXPERT(tm) for South Burlington, Essex Junction and Williston, Vermont real estate, Luxury homes and Townhome Villas, Waterfront Homes
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The Carol Audette Team, REALTORŪ, real estate agent and broker for South Burlington, Essex Junction and Williston Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867.
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The Carol Audette Team, REALTORŪ, real estate agent and broker for South Burlington, Essex Junction and Williston Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)

The Carol Audette Team
Coldwell Banker Hickok and Boardman

346 Shelburne Road
Burlington, VT 05401
Tel: 802-846-8800
Fax: 802-846-8808
Email: carolaudette@NUMBER1EXPERT.com
caudette@together.net
carol@carolaudette.com

With over 26 years of experience and as a native Vermonter, Carol is often referred to as the local real estate expert. She has been honored for consecutive years as the top salesperson of her company. Her creative marketing plans and strong negotiating skills have not only gained the respect of her clients and peers, it has also earned her significant awards and recognition. With her commitment to treating each of her clients with integrity, quality, attention to detail and personal service, Carol has established a real tradition of excellence in Chittenden County. Who better to represent your real estate needs than The Most Trusted Name in Real Estate, Carol Audette?

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Coldwell Banker Hickock and Boardman real estate and homes for sale in South Burlington, Essex Junction and Williston Vermont

Coldwell Banker Hickock and Boardman real estate and homes for sale in South Burlington, Essex Junction and Williston Vermont

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